How do I manage specific bills & debts? What action can I take?

What bills and debts have I got?

  1. 01 Accommodation expenses including your mortgage, rates and rent
  2. 02 Household utility bills for gas, electricity and water
  3. 03 Credit cards and other debts like personal or car loans and store cards
  4. 04 Home phone, mobile phone, Internet and Pay-TV bills
  5. 05 Parental debts including school expenses and child support
  6. 06 Other expenses like fines, car accidents, medical costs and Tax debts