What are my debt management options? How do I prioritise my debts?

What are my options? Debt consolidation? Early access to superannuation? Financial hardship assistance? Bankruptcy advice?

  1. 01 Ideas for negotiating with your creditors
  2. 02 Financial Hardship Assistance; Hardship programs for credit, utilities and phone bills
  3. 03 Early access to superannuation
  4. 04 Bankruptcy advice; What’s involved with bankruptcy and entering a formal debt agreement
  5. 05 How to deal with debt collectors and maintain your credit rating
  6. 06 Debt Management; How to prioritise your debts and manage your expenses
  7. 07 Debt Consolidation; Refinancing and consolidating your debts